Examiners handbook

If you require an accommodation to access information on or to use this website, contact Section NCUA. Examiner's Guide. Close popup. Provides detailed demographic information on more than 5, Property, Life and Fraternal, Health, and Title insurers, as well as more than 17, offshore alien insurers and reinsurers included in the NAIC database. The product is a zipped file of individual reports in comma-separated values format and is available in Account Manager upon confirmation of purchase.

Each report includes a record layout to assist with downloading the files for use in a spreadsheet or database. Published semiannually. Provides domestic company codes and names for more than 5, Property, Life and Fraternal, Health, and Title insurers, as well as more than 17, offshore alien insurers and reinsurers included in the NAIC database.

It also indicates the status of the company and provides all necessary information for completing the reinsurer-related requirements in Schedule F and Schedule S of the annual and quarterly statements. This publication should be used to ensure that all financial filings conform to NAIC requirements. Posted semiannually. Financial Statement Data Purchase the data that is the basis of this report and manipulate it to achieve the best possible results for your research.

Form 1 focuses on the critical assumptions of morbidity and persistency while still presenting high-level loss ratio data. Form 2 focuses on the developing level of funds from the issue age premium basis and compares this to the active life reserve.

Form 4 tracks life insurance and annuity products that have long-term care benefits provided by acceleration of certain benefits within these products. Form 5 requires information at the state level.

This publication combines information from the Market Conduct Examiners Handbook and the Market Analysis Handbook into one comprehensive source of reference material from the continuum of regulatory responses to potential market concerns.

The goal with this publication is to help market regulators conduct uniform, standardized market analysis and market conduct examinations. This new subscription service provides access to the published version of the handbook, and Market Regulation Handbook Reference Documents will be available in Account Manager.

Modifications to the handbook will be uploaded to the OSS platform as they become available following each interim and national meeting of the Market Regulation and Consumer Affairs D Committee. Designed to serve as a compilation of the market conduct examination standards found in Chapters 20 - 32 of the Market Regulation Handbook.

Arranged and organized by chapter and area of examination, regulated entities might find this summary useful in creating an outline for internal review templates. Please note: This summary does not represent all examination standards, methodologies and areas of review that could be utilized by an insurance department. An easy reference for identifying top writers by premium volume. Allows monitoring of increases and decreases in market share and overall level of market concentration.

The Life and Fraternal reports contain the top groups by state and countrywide for life insurance, annuity considerations and total premiums written. It identifies direct premiums earned, market share, direct claims incurred and loss ratios on a countrywide basis.

A listing of the top 10 companies by state by direct premiums earned is also included in this report. Reports available since This product provides access to every NAIC model law, regulation, and guideline currently published. By selecting this publication, it allows access to Account Manager to view state law charts related to the Model Laws.

Included with every model is a state action page that cites each state's enacted model or similar legislation. Many models also include a legislative history Proceedings Citations that explains why the model was adopted and why certain provisions were included. This digital publication is now offered as three separate products, which will include the full six-volume set as well as updates that occur after the NAIC's Spring, Summer, and Fall National Meetings. Information will be provided at the beginning of each product showing the updated material within the product.

A listing of mutual funds that meet conditions in the Purposes and Procedures Manual of the NAIC, qualifying them for more favorable reserve treatment. This publication offers practical considerations about implementing a loss-cost system in workers' compensation. Designed as a premier research tool, the Proceedings of the NAIC is the official, permanent record of all NAIC action, including model laws and regulations, as well as committee and task force minutes and reports.

Published following each national meeting. An easy reference guide regarding the review of rate, rule and form filings to be used by insurance companies. Includes references to NAIC product filing tools and instructions. Its use will help insurance regulators provide speed-to-market for insurers, while continuing to maintain a high level of protection for consumers. Recommendations are aimed at adding uniformity and consistency to regulatory processes, while being responsive to state-specific needs.

For each line and each state, this publication presents aggregate statistics on premiums, losses, expenses, investment income and estimated profits for the preceding calendar year. Also shows estimated underwriting profits and operating profits, as well as estimated federal taxes.

This publication is the primary source for insurers to comply with the NAIC's reporting requirements. Contains the NAIC's credit assessment methodologies and valuation policies, and takes precedence over other publications covering a number of categories. Includes alien insurers that have fulfilled the criteria in the International Insurers Department Plan of Operation.

Currently lists alien companies and Lloyd's syndicates with their city and country of domicile. It also provides information about the trust accounts of all currently listed insurers and includes: location of trust account, minimum required balance or trust account, market value of trust account, whether the account is funded by a letter of credit and the trustee bank contacts with their telephone and fax numbers.

Updated quarterly. Provides the most current, complete information available on administering insurance company receiverships. Represents more than two years of work compiling information from more than 50 authorities, including actuaries, accountants and consultants who regularly work on receiverships. Fully indexed and cross-referenced to make research easy. Also provides guidance to the banking industry on identifying and controlling risks associated with money laundering and terrorist financing.

Presents examination objectives and procedures that Federal Reserve System examiners follow in evaluating the safety and soundness of state member banks. Intended as guidance for planning and conducting bank examinations. Contains examination objectives, procedures, and other instructions for planning and conducting consumer compliance and Community Reinvestment Act examinations and for preparing and distributing examination findings.

The handbook is intended as guidance for Federal Reserve examiners and other supervisory personnel and should not be considered a legal reference to the regulations of the Federal Reserve Board or to federal banking laws.

Describes general policies and procedures to be used in conducting examinations of the U. Intended to provide a comprehensive overview of banking activities that may be conducted in a wide variety of branches. Updated periodically to reflect changes in examination policies and procedures. Online: Manual by sections Entire manual 1. Presents examination objectives and procedures that FFIEC member agency examiners follow in evaluating the information technology environments within supervised financial institutions and technology service providers TSP.

It is intended as guidance to Federal Reserve supervisory personnel in planning and conducting financial institution and TSP examinations and is to be used in concert with other supervisory guidance and manuals. It should not be considered a legal reference to the regulations of the Federal Reserve Board and federal banking laws.